carfin

Untit 21 and 22, Lombardy Business Park, C/o Lynnwood Road and Cole Road 0181 Pretoria,,
Phone: 0861 227 346

Car Finance Options

Carfin has many excellent finance options available

Car Finance

Carfin offers two car finance options; the Standard Hire Purchase Agreement and the Residual Purchase Agreement.

Installment Agreement

This is a contract between you and the bank, linked to prime interest rate and a fixed term. Once you have paid off the monthly premiums, at the end of the term, the car will be fully settled and you will retain full ownership of the vehicle. For more info on car finance feel free to contact the Carfin Call Centre @ 0861 227 346

Residual Purchase Car finance

This is when a vehicle is purchased and a percentage of the loan has to be repaid at the end of the term as a balloon payment. The residual payment amount will depend on the age of the vehicle and the number of months the repayment is scheduled over.

For more info on car & vehicle finance feel free to contact the Carfin Call centre @ 0861 227 346

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We Finance Bikes.
Did you know we now provide bike finance?
We Finance Bikes.
Did you know we now finance bikes?

Carfin offers two financing options for motorbikes; which includes the Standard Hire Purchase Agreement and the Residual Purchase Agreement.

Standard Hire Purchase

This is a contract between you and the bank, linked to prime interest rate and a fixed term. Once you have paid off the monthly premiums, at the end of the term, the car will be fully settled and you will retain full ownership of the bike.

For more info feel free to contact the Carfin Call Centre @ 0861 227 346

Residual Purchase

This is when a vehicle is purchased and a percentage of the loan has to be repaid at the end of the term as a balloon payment. The residual payment amount will depend on the age of the vehicle and the number of months the repayment is scheduled over.
For more info feel free to contact the Carfin Call centre @ 0861 227 346

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Bike Finance

Taking a trip?
Planning a holiday? Carfin now offers caravan finance.
Taking a trip?
Are you planning a holiday? Carfin now offers caravan finance.

Caravan Finance

Carfin offers two financing options for caravans; which includes the Standard Hire Purchase Agreement and the Residual Purchase Agreement.

Standard Hire Purchase

This is a contract between you and the bank, linked to prime interest rate and a fixed term. Once you have paid off the monthly premiums, at the end of the term, the caravan will be fully settled and you will retain full ownership of the caravan. For more info feel free to contact the Carfin Call Centre @ 0861 227 346

Residual Purchase

This is when a caravan is purchased and a percentage of the loan has to be repaid at the end of the term as a balloon payment. The residual payment amount will depend on the age of the caravan and the number of months the repayment is scheduled over.

For more info feel free to contact the Carfin Call centre @ 0861 227 346

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Refinancing

Due to the costs of living, petrol hikes, electricity bills, school fees and growing rates of groceries, we can save you money immediately by refinancing your vehicle.
Refinancing

Due to the costs of living, petrol hikes, electricity bills, school fees and growing rates of groceries, we can save you money immediately by refinancing your vehicle.

Due to the costs of living, petrol hikes, electricity bills, school fees and growing rates of groceries, we can save you money immediately by refinancing your vehicle.

What is Refinance?

Refinancing is a new product from Carfin where you can save by lowering your monthly vehicle installments by financing the outstanding amount over a longer period of time. We could even try to get you a lower interest rate if you qualify for vehicle finance.

By refinancing your car you can still drive your dream car you currently own by paying less, so that you don’t have to change your lifestyle to get a cheaper vehicle.

Click on the apply below to apply for vehicle refinance. Follow all the steps set out by Carfin and complete the online application form. It’s that easy.

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Refinancing

What are the benefits of finance with Carfin?

The choice is yours. You can choose any new or used motorbike you want that is up to ten years old, and you choose how long you want to make regular payments up to 60 months.You can budget with confidence. Your regular repayments will always be the same throughout the agreement, giving you the reassurance you need.

Ride away today. No wasted hours online ticking boxes, holding on the phone, or complicated paperwork. Carfin does it all. You just check the paperwork, sign on the dotted line and ride away.

Hire purchase lets you choose the motorbike you want, while spreading the payments out to suit your budget. You’ll have the reassurance of knowing your regular monthly payments will stay the same.

Click below to apply for bike finance. Follow all the steps set out by Carfin and complete the online application form. It’s that easy.

MORE INFO

Fixed and Linked Interest Rates For Car Financing
A Fixed interest rate will mean that whatever rate we quote – the percentage amount will stay fixed for the period of the loan no matter how much the lending rate fluctuates. Linked interest rate will mean that as the prime interest goes up or down so will your rate move up or down as well.
Deposit Required?
No deposit is needed in most cases – we will try to have you approved on that basis if you so wish, however it’s always advisable to give a deposit to make the car loan amount less. In the event that we might require a deposit it will be explained by our business managers as to why this was needed.
Car Models Financed
No vehicle model older than 10 years will be financed so Carfin will only consider cars aged between 2007 -2017. You can also “re-finance” your vehicle to access some extra cash. For more information about car refinance, please click here.
Bike Models Financed
No motorbike model older than 10 years will be financed so Carfin will only consider bikes aged between 2007 -2017.
Caravan Models Financed
Caravan’s are unique vehicles when it comes to finance. Please contact us or use the online application below and we can assist with any information you might need.

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