CLEAN, SECURE VEHICLE
FINANCE &
REFINANCE
FOR SOUTH AFRICA

We've been saving south africans millions on vehicle financing since 2006.

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We broker new & used vehicle loans

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We negotiate banks against eachother.

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Private purchase deals - finance a car from your buddy

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Refinance - reduce premiums, balloons or even cash out.

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A Personal Consultant to streamline the process

DIRECT DEALS

Receive Huge discounts and cut out dealership taxes & fees when buying direct from us.

Chery Tiggo 8 Pro

Chery Tiggo 8 Pro

7 Seater 1.6l Turbo Diesel 7 Speed Double Clutch 7.4 l/100km...

R 10 300

R 8 512 pm

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REQUIREMENTS IN SOUTH AFRICA

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Note: candidates under debt review will be rejected

UNDERSTAND
THE 'FINANCE' UMBRELLA

Financing - this refers to any method of purchasing a vehicle where someone else pays for the vehicle for you and you pay them back in installments

Learn more on WhatsApp

Most brokers swap 'Hire Purchase' with 'Finance' to sound more professional causing a grey area of understanding.

We are transparent so before signing contracts, checkout these important facts for common finance options:

TYPES OF
FINANCE

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EDUCATION IS
PROTECTION

It's no secret the car market can be 'dodgy' especially when applying through a broker.

Sales reps are going to throw around terms like linked / fixed interest, baloon payments and surprise fees like 'on the road'.

Read up on some important concepts before you sign.

ALL ABOUT REFINANCE

Refinancing your vehicle loan can be a powerful financial tool — but only if you understand how it works. In this article, we break down what refinancing is, when it makes sense, and how it can help reduce your monthly premiums, eliminate balloon payments, or secure better terms based on your improved credit profile.

BALOON VS DEPOSIT

Both balloon payments and deposits affect the cost structure of your car finance agreement — but they work in very different ways. This article explains the pros and cons of each, how they impact your monthly repayments, and which option might be more suitable for your budget and long-term plans.

BEWARE DEALER
TAXES & FEES

Car dealerships often include hidden costs in your vehicle purchase — from admin fees to sneaky VAT adjustments and extended warranties. This article uncovers the most common dealership charges, how they inflate your total cost, and what to look out for before signing your finance agreement.

FIXED, LINKED AND PRIME
INTEREST EXPLAINED

Choosing between fixed, linked, and prime-based interest rates can be confusing — but it's crucial to understand how each affects your monthly payment and total loan cost. This guide breaks down the differences clearly, helping you make smarter financing decisions whether interest rates rise or fall.

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