Commercial and Fleet Financing

Get flexible asset finance for company vehicles, bakkies, vans, or fleets. We work with leading lenders to structure tax‑efficient deals, manage cash flow, and align terms with your operating needs.

Common business finance products

• Instalment Sale – Asset on balance sheet, ownership after final payment.
• Finance Lease – Lower upfront cost, optional ownership path depending on structure.
• Operating Lease – Off‑balance‑sheet style usage with return/upgrade cycles.
• Fleet solutions – Multiple vehicles, consolidated admin, tailored terms.

Why businesses choose us

• Competitive pricing – We compare providers and negotiate on your behalf.
• Cash‑flow alignment – Terms and structures that fit seasonal cycles.
• Tax efficiency – Structures that can support VAT and expense planning (consult your tax advisor).
• Dedicated support – From application to delivery across multiple vehicles.

Basic eligibility

• Registered business or sole proprietor with trading history (where applicable).
• Directors’/members’ details and supporting financials.
• Bank statements, management accounts, or latest AFS depending on facility size.

What you’ll typically need

• CK/CIPC documents or business registration proof.
• Directors’ IDs and proof of address.
• Latest bank statements; management accounts or financials for larger deals.
• Vehicle details and supplier quotation.

Business finance FAQs

Can we finance used vehicles?

Yes, subject to age/mileage and lender criteria.

Do you handle multiple vehicles at once?

We can coordinate multi‑unit purchases and fleet structures.

Can VAT‑registered businesses claim input VAT?

Structures differ—your tax advisor can confirm treatment for your case.