Finance for Private-to-Private Purchases

Buying from an individual? We help you finance safely and securely—handling settlement, verification, and the paperwork to keep both buyer and seller protected.

How it works

1. Assessment – Share buyer, seller, and vehicle details.
2. Verification – We validate ownership, finance settlement, and vehicle particulars.
3. Approval – Choose terms that suit your budget and timing.
4. Handover – Funds settle correctly; paperwork is completed for transfer.

Why use private sale finance

• Safety – Structured process reduces fraud and payment risk.
• Compliance – Proper documentation and settlement to existing lenders if applicable.
• Support – We coordinate between buyer and seller to speed up delivery.

Basic requirements

• Valid SA ID and driver’s licence (buyer).
• Proof of ownership and settlement letter (seller, if financed).
• Roadworthy and registration particulars for transfer.

Private sale FAQs

Can I finance from a seller who still owes the bank?

Yes—we arrange settlement directly with the bank and handle title transfer.

Do you inspect the car?

Inspections can be arranged or required depending on lender policy.

How long does it take?

Once docs are ready, the process can move quickly. We coordinate milestones with both parties.